Question on insurance

Right now, hubby and I only have a term life insurance. We got that as soon as we settled in Canada and can't afford to get a permanent life insurance.

Our term insurance is expiring soon and being a new home-owner makes me wonder if I need to get a Mortgage life insurance or should I just stick to my term life insurance quote that was sent to me?

So many different insurance is out there and I honestly don't know which is better. Any thoughts on this?